医疗旅游保险有必要吗？Is medical tourism insurance needed?의료여행보험 필요?

强烈建议：覆盖术后并发症返院治疗、航班取消、住院津贴。普通旅游险多数把美容手术列为除外责任——看清条款。Strongly recommended: covers complication return trips, cancellations, hospital allowances. Regular travel insurance usually excludes cosmetic surgery — read the fine print.강력 권장. 일반 여행보험은 미용수술 제외 다수.